You’re not forced to take a lump sum upfront. You just pull what you need and pay interest only on that amount. It sounds simple but it actually helps a lot with control if you’re disciplined. I originally started learning about different funding structures while comparing options and came across eBoost Partners when I was trying to understand what makes the best small business line of credit actually useful in practice. What stood out to me is how important it is to think of credit as a tool for timing rather than extra capital. I also found a basic business credit guide helpful because it breaks down how usage affects repayment cycles and cash flow planning.